Agricultural Insurnace

Agricultural Insurnace

Ferme Insurance has a large client-base consisting of farmers, croppers, breeders and horticulturists. Our insurance solutions can cover a wide-range of needs, depending on the operation, structure and manufactured goods of your business.

Agricultural insurance can be applied to the following areas:

Farm Insurance

Farm Insurance is placed for the protection of the land which you operate, home & contents, livestock, employee and public liability and loss or damage of farm machines or equipment.

Farm Motor Insurance

Farm motor insurance is required to cover the loss or damage of all vehicles used for business purposes, including trucks and tractors.

Crop Insurance

Sometimes, no amount of planning or preparation can prevent major damage to your crops. Save your family and business from major financial debts and insure your crops.

Ferme Insurance can also assist and support you in the following areas:

• Seasonal Insurance
• Stud Stock
• Farm Machinery
• Income Protection
• CTP

Farm Insurance

Farm owners and operators must ensure that the correct insurance is in place to ensure that if property is damaged or productivity is disrupted, financial support is provided to protect family and the enterprise.

Ferme Insurance can address the needs of multiple properties or single farms. Our dedicated consultants will work closely with you to understand the operations or your business and identify the problem areas that will require insurance. We will apply our industry knowledge to provide the most relevant and cost-effective solution for your particular farming enterprise.

In our experience with assisting clients in the agricultural sector, we have identified the following four key areas, which all farm owners and operators should consider when applying insurance:

1. Homestead

For owners and operators who reside on the farming estate, it is important that the correct insurance is in place to protect your family home and contents in the event of an accident or disaster. Insurance can support you if there is loss or damage of home and contents, vehicle, machinery or fencing.

2. Farming Enterprise

If productivity is disrupted for any reason and you fail to generate an income, insurance can provide financial support for your business and family.

3. Farm Produce

The success of any farming enterprise is in the ability to consistently deliver a quality product or service. Insurance can be placed to support you in the event of loss or damage to your produce, including crop and stock insurance. Additional coverage should be considered for anything that assists production, including feed, machinery, vehicles and utilities.

4. Liability

If the operation of your farm harms an individual or disrupts another business, then you may be held responsible and required to pay for damages. Insurance can provide financial support and legal assistance in the event of stock escaping, fires caused by your farm and the safety of people who enter your property.

Ferme Insurance has a long history, working with farm owners and operators. We understand that every farm operates differently and therefore, individual insurance solutions should be created.

We will visit your property personally to inspect the structure and operation of your farm and identify the areas that require our attention. We will also create a replica sketch of your farm for our records, which can be used as evidence to support claims, ensuring that the process is resolved as quickly and easily as possible.